1. Acceptance of Terms

Welcome to PSPFY. By accessing or using pspfy.com (the “Site”) and any related services, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, you must not use the Site.

2. Eligibility & Account Registration

You must be at least 18 years old (or the legal age in your jurisdiction) to use the Site. If you create an account, you agree to provide accurate, current and complete information, and to maintain and promptly update it.

3. Services / Products

Our Site offers provision of platform for payment processing, digital exchange and wallet services. We reserve the right to modify, suspend or discontinue any part of the services at any time without notice.

4. User Obligations & Prohibited Uses

You agree not to use the Site in violation of any applicable laws or to facilitate illicit transactions.

5. Payments & Fees

All fees (if charges and applicable) are as set out on the Site or in agreements. Fees are non-refundable unless otherwise agreed.

6. Intellectual Property

All content on the Site is owned by us including the platform, source code and relevant details and information..

7. Privacy

Use of personal data is governed by our Privacy Policy.

8. Limitation of Liability

We disclaim all warranties to the maximum extent permitted by law.

9. Termination

We may suspend or terminate access for any breach of Terms.

10. Governing Law

These Terms are governed by the laws of Australia.

11. Amendments

We may update these Terms periodicall